.tool-title{
  margin:0;
  font-family:"Cormorant Garamond",serif;
  font-size:clamp(2.8rem, 4vw, 4.4rem);
  line-height:1;
  color:#091938;
}

.tool-subtitle{
  margin:14px 0 0;
  max-width:860px;
  color:#5d6b82;
  font-size:1.08rem;
  line-height:1.7;
}

.tool-card{
  background:#fff;
  border:1px solid #dce2ea;
  border-radius:18px;
  padding:28px;
  box-shadow:0 3px 12px rgba(10,25,56,.04);
}

.calculator-shell,
.results-card,
.result-panel {
  background:#fff;
  border:1px solid #e8edf3;
  border-radius:18px;
  box-shadow:0 12px 30px rgba(16,24,40,.05);
}

.calculator-shell {
  padding:24px;
}

.tool-form {
  display:flex;
  flex-direction:column;
  gap:20px;
}

.form-layout {
  display:grid;
  gap:16px;
}

.form-section {
  border:1px solid #e8edf3;
  border-radius:16px;
  overflow:hidden;
  background:#fcfdff;
}

.form-section-toggle {
  width:100%;
  border:0;
  background:transparent;
  padding:18px 20px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  font-size:1rem;
  font-weight:700;
  cursor:pointer;
}

.form-section-body {
  display:none;
  padding:0 20px 20px;
}

.form-section.is-open .form-section-body {
  display:block;
}

.tool-form .form-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}

.form-group{
  display:flex;
  flex-direction:column;
  gap:8px;
}

.form-group-full {
  grid-column:1 / -1;
}

.form-group label{
  font-weight:600;
  color:#34435b;
}

.form-group input,
.form-group select{
  min-height:50px;
  border:1px solid #d9e0e8;
  border-radius:12px;
  padding:0 14px;
  font:inherit;
  color:#1f2e46;
  background:#fff;
}

.form-group input:focus,
.form-group select:focus{
  outline:none;
  border-color:#c6a15b;
  box-shadow:0 0 0 3px rgba(198,161,91,.15);
}

.helper-text {
  margin:14px 0 0;
  color:#5d6b82;
  font-size:.95rem;
  line-height:1.6;
}

.checkbox-grid {
  display:flex;
  flex-wrap:wrap;
  gap:18px;
}

.check-option {
  display:flex;
  align-items:center;
  gap:10px;
  font-weight:600;
}

.tool-actions {
  display:flex;
  justify-content:flex-start;
}

.section-light {
  margin:0;
  padding:40px 0;
}

.section-heading {
  text-align:center;
  margin-bottom:0;
}

.tool-subtitle {
  text-align:center;
  max-width:100%;
}

.section-light-alt {
  padding:0 0 100px;
}

.results-card {
  margin-top:24px;
  padding:24px;
}

.results-card h2,
.result-panel h3,
.seo-article h2 {
  margin-top:0;
  font-family:"Cormorant Garamond",serif;
  color:#1b2940;
}

.results-summary {
  display:grid;
  gap:16px;
}

.results-summary-4 {
  grid-template-columns:repeat(4, minmax(0, 1fr));
}

.summary-box {
  padding:18px;
  border-radius:16px;
  background:linear-gradient(180deg, #f8fbff 0%, #f3f8ff 100%);
  border:1px solid #dde8f5;
}

.summary-box-accent {
  background:linear-gradient(180deg, #fffaf1 0%, #fff5df 100%);
  border-color:#f0ddaa;
}

.summary-box span {
  display:block;
  color:#49617d;
  margin-bottom:8px;
}

.summary-box strong {
  font-size:1.25rem;
  color:#10233b;
}

.result-grid {
  display:grid;
  grid-template-columns:repeat(2, minmax(0, 1fr));
  gap:16px;
}

.result-panel {
  padding:20px;
}

.key-value-list {
  display:grid;
  gap:12px;
}

.key-value-list div {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding-bottom:10px;
  border-bottom:1px dashed #d9e3ee;
}

.key-value-list span {
  color:#49617d;
}

.result-table-wrap {
  overflow-x:auto;
}

.result-table {
  width:100%;
  border-collapse:collapse;
}

.result-table th,
.result-table td {
  text-align:left;
  padding:14px 12px;
  border-bottom:1px solid #e6edf5;
}

.result-table thead th,
.result-table tfoot th,
.result-table tfoot td {
  color:#10233b;
  font-weight:700;
}

.note-list {
  margin:0;
  padding-left:20px;
  color:#334155;
  display:grid;
  gap:10px;
}

.alert {
  border-radius:14px;
  padding:16px 18px;
  margin-bottom:18px;
}

.alert-error {
  background:#fff5f5;
  border:1px solid #f3c7c7;
  color:#7a1f1f;
}

.alert ul {
  margin:10px 0 0;
  padding-left:20px;
}

.top-space {
  margin-top:18px;
}

.top-space-lg {
  margin-top:24px;
}

.faq-item + .faq-item {
  margin-top:20px;
}

.calculator-disclaimer {
  margin-top:24px;
  padding:16px 18px;
  border-radius:14px;
  background:#f8fafc;
  border:1px solid #e2e8f0;
  color:#475569;
}

@media (max-width: 960px) {
  .results-summary-4,
  .result-grid,
  .tool-form .form-grid {
    grid-template-columns:1fr 1fr;
  }
}

@media (max-width: 720px) {
  .results-summary-4,
  .result-grid,
  .tool-form .form-grid {
    grid-template-columns:1fr;
  }

  .tool-card,
  .calculator-shell,
  .results-card,
  .result-panel {
    padding:20px;
  }
}


.seo-content {
  padding: 3rem 0;
}

.seo-article {
  max-width: 850px;
  margin: 0 auto;
  line-height: 1.75;
  font-size: 1rem;
}

.seo-article h2 {
  margin-top: 2.5rem;
  margin-bottom: 1rem;
}

.seo-article p,
.seo-article ul {
  margin-bottom: 1rem;
}

.seo-article ul {
  padding-left: 1.25rem;
}

.faq-section {
  padding: 3rem 0;
}

.faq-item {
  margin-bottom: 1.5rem;
}

.faq-item h3 {
  margin-bottom: 0.5rem;
  font-size: 1.1rem;
}


.calculator-disclaimer{
  margin-top:18px;
  padding:14px 16px;
  border-left:4px solid var(--gold);
  background:#fff8eb;
  color:#5d6a80;
  line-height:1.6;
  border-radius:8px;
}