Privacy Policy

1. Who we are

UK Fin Lab is a UK-focused financial tools website providing calculators and general informational content for users in the United Kingdom.

If you have any questions about this policy or your personal data, you can contact us at: info@ukfinlab.co.uk

2. What information we may collect

We may collect and process the following types of information:

• Technical information such as IP address, browser type, device type, and operating system.
• Usage information such as pages viewed, tools used, time spent on the site, and referring pages.
• Information submitted through contact forms or email communications.
• Cookie and analytics data where enabled on the website.
• Calculator inputs, but only where needed to provide the calculation during your session.

3. Calculator inputs

Financial figures you enter into calculators are used to generate results for you. Unless we explicitly state otherwise, calculator inputs are not treated as account data and are not stored permanently for profiling or account creation.

If we later introduce features that allow saved results, user accounts, newsletters, or personalised dashboards, this policy will be updated accordingly.

4. How we use information

We may use information we collect to:

• Operate, maintain, and improve the website and its calculators.
• Understand how visitors use the site and improve content, tools, and performance.
• Monitor security, prevent abuse, and troubleshoot technical issues.
• Respond to enquiries or messages you send to us.
• Comply with legal or regulatory obligations where applicable.

5. Lawful basis for processing

Where UK GDPR applies, we rely on lawful bases such as legitimate interests, consent, and compliance with legal obligations, depending on the type of data and how it is used.

6. Cookies and analytics

We may use cookies and similar technologies to keep the site functioning properly, understand usage patterns, and improve performance.

These may include:

• Essential cookies required for basic website functionality.
• Analytics cookies to understand site traffic and user behaviour.
• Advertising or affiliate tracking cookies if monetisation features are introduced.

You can control or disable cookies through your browser settings. Some parts of the site may not function correctly if essential cookies are disabled.

7. Sharing your data

We may share limited data with trusted third-party service providers, for example:

• Website hosting providers
• Analytics providers
• Security and performance monitoring services
• Email or contact form delivery services

We do not sell your personal data. We only share information where necessary to run the site, provide services, or comply with the law.

8. Data retention

We retain personal data only for as long as reasonably necessary for the purposes set out in this policy, including legal, accounting, security, or operational requirements.

9. Your rights

Depending on your circumstances, you may have rights to:

• request access to your personal data;
• request correction of inaccurate data;
• request erasure of your personal data;
• object to or restrict certain processing;
• withdraw consent where consent is relied upon;
• lodge a complaint with the Information Commissioner’s Office (ICO).

10. Data security

We take reasonable technical and organisational measures to help protect personal data against unauthorised access, misuse, loss, or disclosure. However, no online system can be guaranteed to be completely secure.

11. Third-party links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices, content, or security of third-party sites.

12. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Last updated” date will be revised.