Terms of Use

1. Acceptance of these terms

By accessing or using UK Fin Lab, you agree to be bound by these Terms of Use. If you do not agree, please do not use the website.

2. About the website

UK Fin Lab provides UK-focused financial calculators, tools, and general informational content. The site is intended to help users estimate figures and understand financial topics at a general level.

3. No financial advice

Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or regulated financial services. Content and calculators are provided for general informational and educational purposes only.

4. Accuracy and availability

We aim to keep the website accurate and up to date, but we do not guarantee that any calculator, content, rate, threshold, tax treatment, or result will always be complete, accurate, current, or suitable for your circumstances.

We may update, suspend, remove, or change any part of the website at any time without notice.

5. Use of calculator results

Calculator outputs are estimates only. They may be based on assumptions, simplified rules, or generalised tax and finance scenarios. You should verify any important result independently and seek professional advice where appropriate.

6. Your responsibilities

You agree not to:

• use the website for unlawful, fraudulent, or harmful purposes;
• attempt to gain unauthorised access to the website, server, or code;
• interfere with the website’s operation or security;
• copy, scrape, reproduce, or republish substantial parts of the site without permission;
• rely solely on the website for major financial decisions without checking the result.

7. Intellectual property

Unless otherwise stated, all content, branding, code, layout, text, graphics, and calculator logic on UK Fin Lab are owned by or licensed to us and are protected by applicable intellectual property laws.

8. Third-party services and links

The website may link to third-party websites, services, products, or offers. We do not control and are not responsible for third-party content, policies, availability, or actions.

9. Limitation of liability

To the fullest extent permitted by law, UK Fin Lab shall not be liable for any direct, indirect, incidental, consequential, or financial loss arising from:

• your use of or inability to use the website;
• reliance on calculator outputs or content;
• errors, omissions, or outdated information;
• temporary outages, bugs, or technical issues;
• third-party services, links, or external websites.

10. Indemnity

You agree not to hold UK Fin Lab responsible for claims, liabilities, damages, losses, or expenses arising out of your misuse of the site or breach of these terms.

11. Changes to these terms

We may update these Terms of Use at any time. Updated terms will be posted on this page and will take effect from the stated update date.

12. Governing law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the jurisdiction of the courts of England and Wales.

13. Contact

For questions about these terms, contact: info@ukfinlab.co.uk