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Stamp Duty / LTT / LBTT Calculator

Estimate residential property transaction tax for England & Northern Ireland, Wales and Scotland using PDO-loaded settings from your tax_settings table.

Calculator inputs

Live estimated tax basis SDLT / LTT / LBTT

Your results

Effective tax rate 1.67%
Tax type Stamp Duty Land Tax (SDLT)
Buyer profile Standard
Region England & Northern Ireland
Purchase price £300,000.00
Base tax £5,000.00
Non-UK resident surcharge £0.00
Band Rate Amount in band Tax
Up to £125,000 0.00% £125,000.00 £0.00
£125,001 to £250,000 2.00% £125,000.00 £2,500.00
Over £250,000 5.00% £50,000.00 £2,500.00

What this calculator covers

This calculator estimates residential property transaction taxes across the UK. It supports Stamp Duty Land Tax (SDLT) for England and Northern Ireland, Land Transaction Tax (LTT) for Wales, and Land and Buildings Transaction Tax (LBTT) for Scotland.

Who it is for

  • Home movers buying a main residence
  • First-time buyers checking likely tax costs
  • Second-home and buy-to-let buyers comparing higher rates
  • Users who want rates controlled centrally in a database table

How this version works

The calculator reads the tax bands from your database with PDO rather than hard-coding them in PHP. That makes future rate updates much easier, because you can insert a new tax year and reuse the same calculator logic.

Important note

This tool is designed for standard residential purchases only. It does not cover linked transactions, mixed-use property, lease rent calculations, company-specific edge cases, multiple dwellings relief, or bespoke relief claims.

This calculator provides general estimates only and does not constitute financial, tax, or legal advice.