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PAY & SALARY

NHS Take Home Pay Calculator

Estimate NHS take-home pay using your pay band, years in band, contracted hours, tax code, NHS pension, student loan plan, postgrad loan, London weighting and overtime.

Enter your details

Selected: 0 years

This is used to match the correct NHS pay step in your selected band.

PAYE uses your tax code. National Insurance, student loans and NHS pension are estimated using the tax tables in your database.

Extra taxable pay can be used for enhancements, unsocial hours or other recurring taxable additions. Salary sacrifice reduces taxable and NI-able pay in this calculator.

Your results

Matched pay step
Gross pay £0.00
Effective hourly rate £0.00
Pension rate 0.00%
Showing annual breakdown

Pay breakdown

Basic NHS salary £0.00
High-cost area supplement £0.00
Overtime pay £0.00
Extra taxable pay £0.00
Gross pay before sacrifice £0.00
Salary sacrifice -£0.00
Gross pay after sacrifice £0.00

Deductions breakdown

Income tax (PAYE) -£0.00
20% tax -£0.00
40% tax -£0.00
45% tax -£0.00
19% tax -£0.00
21% tax -£0.00
42% tax -£0.00
47% tax -£0.00
48% tax -£0.00
National Insurance -£0.00
NHS pension -£0.00
Student loan -£0.00
Postgrad loan -£0.00
Total deductions -£0.00
Take-home pay £0.00

Calculation details

Region England
Band Band 5
Years in band 0
Contracted hours 37.5
Tax code used 1257L
Pension rate 0.00%
Student loan plan None

NHS take-home pay calculator

This NHS pay calculator estimates your gross and net pay using NHS band salary data together with PAYE income tax, National Insurance, NHS pension contributions, student loan deductions and optional postgrad loan deductions.

You can choose your region, NHS band, years in band, contracted hours, tax code and deduction settings. The calculator also supports London weighting and extra monthly taxable pay such as overtime or enhancements.

What this NHS calculator includes

  • NHS basic pay by band and region
  • Pro-rata pay for part-time contracted hours
  • NHS pension contribution tiers
  • PAYE income tax
  • National Insurance
  • Student loan deductions
  • Postgraduate loan deductions
  • High-cost area supplement / London weighting
  • Monthly overtime and extra taxable pay

Important note

This tool provides an estimate. Actual payroll results can vary depending on your employer setup, pension treatment, exact tax code basis, reliefs, payroll frequency, non-pensionable enhancements and other payslip adjustments.

This calculator provides general estimates only and does not constitute financial, tax, or legal advice.

NHS Take Home Pay Calculator – FAQs

Does this calculator include NHS pension deductions?

Yes. If NHS pension is enabled, the calculator uses your pensionable pay and the NHS pension tier table you added to your database.

Can I include student loan deductions?

Yes. You can choose an undergraduate student loan plan and optionally add a postgraduate loan deduction.

Can I include London weighting?

Yes. The calculator supports high-cost area supplements such as Inner London, Outer London and Fringe, if they exist in your database.

Does this support part-time hours?

Yes. The calculator pro-ratas NHS salary using your contracted weekly hours against a 37.5 hour full-time week.