BENEFITS

Marriage Allowance Checker

Check whether a married couple or civil partners may qualify for Marriage Allowance in 2026/27 and estimate the possible annual tax saving.

Check Marriage Allowance eligibility

We are married or in a civil partnership We use Married Couple’s Allowance instead Either partner was born before 6 April 1935

Tax region of the partner receiving the allowance

Lower earner annual income (£)

This is the partner transferring part of their Personal Allowance.

Higher earner annual income (£)

Use taxable employment or pension income for a simple estimate.

Higher earner other taxable income (£)

Optional. Use this for extra taxable non-savings income you want to include in the estimate.

Marriage Allowance result

Based on these figures, the couple looks likely to qualify and could save up to £252.00 this tax year.

Estimated annual saving £252.00

Transfer amount used £1,260.00

Lower earner allowance position £2,570.00 unused

Receiving partner top eligible income £50,270.00

Higher earner tax before £4,486.00

Higher earner tax after £4,234.00

Pass: Marriage Allowance only applies to married couples or civil partners, and this requirement is met.
Pass: This estimate assumes you are not using Married Couple’s Allowance instead.
Pass: The date-of-birth exclusion does not appear to apply.
Pass: The lower earner appears to be below the standard Personal Allowance.
Pass: The receiving partner does not appear to be above the relevant higher-rate entry point.

This checker uses a simplified annual income-tax estimate and is strongest for straightforward employment or pension income.
It does not fully model savings income, dividend income, tapered Personal Allowance over £100,000, or every edge case in HMRC processing.
For 2026/27 the transferable amount is estimated as 10% of the Personal Allowance rounded to the nearest £10, which is £1,260 with a £12,570 Personal Allowance.
The recipient must not be liable at higher, advanced, top or additional rates. Scottish taxpayers can still qualify if they are within the intermediate band or below.